I’ll give you some good advice
If something that you hold value towards and you own — is paid off, keep it that way. Borrowing against its value isn’t the way to go. Sure there are dire situations that require some unique approach, but at all costs — avoid it.
Also: Some unrelated totally not relevant advice; Follow your gut, intuition, that voice inside your head that guides your decisions, whatever it is that you know is right, follow it. Because chances are, it is right. Don’t let other people’s influences or strong words veer you off your path. You know what it is that you have to do — so just do it!
Just do it.
Just.
Do.
It.
Legal Disclaimer: Though I am quoting a phrase identical to Nike’s trademark of “Just Do It”, I am not using it in a manner that denotes any financial
Living Life in My Car 